Broker Check

(630) 544-2525

Blog

Tuesday, January 15, 2019

The Thrift Savings plan is a retirement plan offered to eligible Federal employees. Within this plan there is a Roth option. From my experience in working with Federal employees, many misunderstand the Roth TSP option that is...

 

Saturday, September 15, 2018

TSP = Thrift Savings Plan via TSP.gov Federal Employee “401(k)” Retirement Plan 10 Available Investments to Select 5 Letter Funds (C, S, I, F, G) 5 Lifecycle Funds (L Income, L 2020, L 2030, L 2040, L 2050) 5% Agency Match...

 

Sunday, July 15, 2018

If your employer is AMITA Health and you are eligible for the Charles Schwab 401(k) plan, this article is for you. From AMITA’s employer match to the available investment funds to choose from, I will walk through key points to...

 

Friday, June 15, 2018

If you work at one of the 2,200 dialysis clinics in the U.S.A., you should be eligible to contribute into your Wells Fargo sponsored 401(k) plan. Our team works with many Fresenius healthcare professionals throughout the country. Many...

 

Friday, March 16, 2018

If you work for one of the eleven Advocate hospitals in Illinois, this article is for you. From learning how your ADP 401(k) works to understanding when you can begin pension payments, I will walk through key points you should know to...

 

Show All

Sunday, February 11, 2018

We get it. As a healthcare professional you are busy. Whether you are on call or working a double, very few of you have the time or desire to manage your retirement and investments. Sometimes you need to check your own vital signs....

 

Sunday, January 14, 2018

If you work for the Federal Government and qualify for this pension (aka “FERS Annuity”), chances are this will be the largest and most important piece of your retirement. Our team works with many VA medical professionals...

 

Friday, December 15, 2017

The “A” word. Annuity. This financial instrument gets a lot of attention in the media nowadays. Much of the noise is from these products getting improperly sold to consumers. Unfortunately, the financial services industry...

 

Wednesday, November 15, 2017

MEDICAL PROFESSIONALS: A PRESCRIPTION FOR YOUR FINANCIAL HEALTH Much like medicine, the field of finance has been the subject of much scientific research and data, and should be approached with the same level of discipline and...

 

Sunday, October 15, 2017

How will you pay for your children’s college expenses? Tuition rates for both private and public universities across the country are dramatically increasing. The average student loan debt for a college graduate is over $37,000...

 

Friday, September 15, 2017

Will your 401k and Social Security benefits be enough to live your ideal retirement? For some it may, while for others it may be a disappointment in their golden years not having enough saved. Whether you are retiring early in your...

 

Tuesday, August 15, 2017

YOLO. You Only Live Once. If you could retire well before age 65, would you? Maybe you have a dreadful commute to work or you would rather travel and spend precious time with family. Have you explored ways to cut your working years?...

 

Saturday, July 15, 2017

Many elderly people I meet with have never heard of RMDs otherwise known as “required minimum distributions”. If you have a 401k, 403b, TSP or IRA, this tax law applies to you! Whether you have $10,000 or $1,000,000 in...

 

Thursday, June 15, 2017

Retirement planning. Unfortunately, it is not something that can wait the year you stop working. Procrastination here will reduce your chance of living an ideal retirement lifestyle or worse yet, force you to work your entire life. In...

 

Monday, May 15, 2017

I meet with many elderly folks that were victims of unscrupulous financial advisors. There are many types of financial professionals out there today: some very...

 

Friday, April 28, 2017

As the cost of a college education continues to climb, many grandparents are stepping in to help. This trend is expected to accelerate as baby boomers, many of whom went to college, become grandparents and start gifting what's...

 

Tuesday, March 14, 2017

By: Dustin Javier, CFP® AWMA® CERTIFIED FINANCIAL PLANNER™ CDs (Certificate of Deposits) are considered to be very safe investments and are commonly sold at banks and credit unions. Conservative baby boomers like my own...

 

Friday, February 24, 2017

Retirement Plans for Small Businesses If you're self-employed or own a small business and you haven't established a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save for the...

 

Monday, February 6, 2017

On average people change jobs 12 times throughout their lives. This often means a shoe box full of old 401k retirement statements. Many people forget about these old plans, costing them potentially thousands of dollars if funds are not...

 

Wednesday, January 18, 2017

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That's where financial planning...

 

Wednesday, January 18, 2017

There's no denying the benefits of a college education: the ability to compete in today's job market, increased earning power, and expanded horizons. But these advantages come at a price. And yet, year after year, thousands of...

 

Wednesday, January 18, 2017

Medical Professionals: A Prescription for Your Financial Health The demands on medical practitioners today can seem overwhelming. It's no secret that health-care delivery is changing, and those changes are reflected in the financial...

 

Tuesday, January 17, 2017

Among the many households I help, many work for the US Government. Whether your employer is the post office, VA, or military, a well-managed TSP can be an excellent retirement vehicle. The TSP is similar to a 401k plan for private...